8 July 2025 - Posted by Monsour Law Firm
Being sued after a crash can be stressful, especially if you’re unsure what steps to take. Knowing what to do if someone sues you for a car accident in Texas is critical to avoiding costly mistakes.
In Texas, hiring a personal attorney is advisable if you’re facing a lawsuit over a car accident, it’s important to contact an attorney right away, along with your insurance company.
We at the Monsour Law Firm offer to protect your rights, build a strong defense, and secure your financial stability during the process.
Texas law requires drivers to prove they can cover the costs of accidents they cause. Most people do this by purchasing auto liability insurance. According to the Texas Department of Insurance, this coverage pays for the other party’s injuries or vehicle damage when you’re at fault. The minimum required coverage includes:
These legal minimums often fall short in serious crashes. If damages exceed your policy, the injured party may sue for the difference. Higher policy limits can offer better financial protection.
Yes, insurance doesn’t prevent someone from suing you. Even with coverage, you can still be taken to court if the other party believes your insurer didn’t fully pay or denied part of their claim. If damages exceed your policy limits, they may sue to recover the difference.
Disputes over fault can also lead to lawsuits, especially when details are unclear or multiple drivers are involved. While your insurer may provide a lawyer, their goal is to protect their bottom line, not yours.
That’s why it’s crucial to understand what to do if someone sues you for a car accident in Texas. Hiring a personal injury attorney gives you someone focused on your defense, helping reduce your risk, and guiding you through every step.
Once you’re served with legal papers, the law gives you a limited time to respond. Failure to respond may result in a default judgment. According to the Federal Rules of Civil Procedure, a proper summons must include the name of the court, the involved parties, a response deadline, and the plaintiff’s contact information.
It must be signed and sealed by the court clerk, and one is required for each defendant. Courts may also allow corrections if the summons needs to be amended. Here’s what you should do:
Certain steps taken immediately after an accident can reduce your legal vulnerability later. Make sure to do the following:
Staying calm and collecting strong documentation supports your defense if legal action follows. If you’re sued, your attorney can use this material to help challenge or minimize the claim.
Some drivers assume their insurance provider will handle everything, but insurers are focused on limiting payouts. Having independent legal support ensures your defense strategy is based on your priorities, not theirs.
If you’ve been served with a lawsuit after a car accident in Tyler or anywhere in East Texas, The Monsour Law Firm is here to help.
Our legal team understands what to do if someone sues you for a car accident in Texas and how to protect you from court rulings that could affect your future.
Call us at (903) 999-9999 to schedule your free consultation and speak with a car accident lawyer who puts your interests first.
Douglas C. Monsour, or Doug Monsour, is a trial lawyer who handles important and significant injury cases in Texas and across the nation. He is one of a handful of trial lawyers who have successfully tried multiple pharmaceutical, medical device, and mass tort product liability cases as the lead lawyer. He also vigorously represents injured oil field workers, victims of 18-wheeler wrecks, industrial accident victims, and those that have been severely burned.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Doug Monsour who has more than 20 years of legal experience as a personal injury attorney.
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