Do I Have To Give My Insurance Information If Someone Hits Me

Car accidents can be disorienting, especially when you’re still processing what just happened or dealing with possible injuries. Do I have to give my insurance information if someone hits me? It is a question that arises often in the aftermath. The answer is yes, and here’s what that means for you: Texas law requires drivers to share their insurance information after any accident involving injury, death, or property damage. You’re legally required to provide your name, address, vehicle registration number, and insurance carrier details. Collecting the same information from the other driver also protects your ability to file a claim and assert your rights. 

As a car accident attorney in Tyler, at the Monsour Law Firm, we guide clients every day who feel unsure about what steps to take after an accident.

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Free case consultation Call us: (903) 777-7777

Can You Refuse to Give Insurance Info?

No, Texas law does not allow you to refuse to provide your insurance information. Even if the other driver caused the crash, both parties must exchange certain information at the scene. This includes your full name, address, vehicle registration, and insurance details.

It’s worth noting that failing to provide this information can lead to legal trouble. Police officers may also ask for this information at the scene, and not cooperating could result in additional citations.

Steps to Protect Yourself Before You Hand Over Insurance Information

There’s a smart way to handle these situations that puts your safety first. After the collision:

1. Get to a safe location if possible.
2. Call the police and wait for them to arrive.
3. Limit conversation with the other driver.
4. Avoid admitting fault or apologizing.

As part of your legal responsibility at the scene, it’s important to remember your obligations under state law. According to the Texas Transportation Code, Section 550.021, drivers who are involved in an accident that causes or is likely to cause injury or death must stop at or near the scene, check whether anyone requires assistance, and remain until they have fulfilled their legal responsibilities. His obligation isn’t optional, it’s backed by serious legal consequences. Failing to do so is considered an offense under Texas Law. 

Consequences of Not Providing Insurance Information

Failing to provide insurance details when asked can have serious consequences in Texas. You may face:

• A fine or traffic citation.
• Suspension of your driver’s license.
• Delays in resolving your claim.
• Increased liability if legal action is taken.

Even worse, refusing to cooperate could give the other party legal leverage. In some cases, it might be seen as attempting to avoid responsibility, which can hurt your credibility in court or with your insurer.

While you might wonder, Do I have to give my insurance information if someone hits me, remember that cooperation helps your case, not just legally, but in reaching a fair resolution.

When to Contact Your Insurer and When to Speak to a Lawyer First

Contact your insurance provider as soon as possible, ideally within 24 hours. Report the basic facts: time, location, vehicles involved, and whether a police report was filed.

However, be cautious before giving a recorded statement, especially if you feel unsure about liability or have injuries. This is where speaking with a lawyer comes in.

There are times when calling a lawyer first makes sense:

• When a fault is disputed and you’re unsure how to protect yourself legally.
• If you’re dealing with pain or medical uncertainty after the crash.
• When the other driver is uninsured, underinsured, or gives incomplete information.
• If you’re feeling pressured by the other insurance company to settle quickly without legal advice.

Knowing the answer to whether I have to give my insurance information if someone hits me can help you handle these early conversations confidently. A car crash lawyer in Tyler can help you understand your options and protect your rights. Knowing how to respond can be the difference between a denied claim and a fair settlement.

How Can Monsour Law Firm Help in Your Case?

Accidents aren’t just paperwork. They affect your life, your health, and your ability to move forward. At the Monsour Law Firm, we understand how overwhelming the aftermath can feel when all you want is a s

traight answer.

Many clients ask, Do I have to give my insurance information if someone hits me? That question is more common than you might think, and we’re always prepared to answer it. Contact us today at (903) 999-9999 for a consultation. Our team is ready to review your case.